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By Jonathan Bechtel
Founding Partner

Applying for Social Security Disability Insurance (SSDI) can feel discouraging, given that most claims are denied at first. Around 95% of initial applications are rejected due to missing information, lack of medical proof, or misunderstandings about eligibility. The good news is that a denial doesn’t end your claim. With persistence and legal support, you can appeal, present stronger evidence, and often win benefits at a later stage. Here’s what you should know about why claims fail, how the appeals process works, and what steps to take next.

Common Reasons SSDI Claims Are Denied

The Social Security Administration (SSA) denies most first-time SSDI applications for one or more of these reasons:

  • Insufficient medical documentation. Medical records may not clearly show how your condition limits your ability to work.
  • Earnings above the limit. If you earn more than the “substantial gainful activity” threshold, the SSA may assume you are not disabled.
  • Failure to follow treatment. Ignoring medical advice can lead reviewers to question the severity of your condition.
  • Incomplete applications. Missing forms, outdated contact information, or unanswered questions can trigger an automatic denial.
  • Lack of work credits. SSDI benefits require a sufficient history of recent work covered by Social Security.

Even small errors can derail a legitimate claim. Understanding these pitfalls early can make the difference between approval and denial.

Understanding the SSDI Appeals Process

If your application was denied, you have the right to appeal within 60 days. The process involves several stages:

  1. Reconsideration: Another SSA reviewer reevaluates your claim using any new evidence.
  2. Administrative Law Judge (ALJ) Hearing: If denied again, you can request a hearing before a judge. This is your best opportunity to present testimony and additional medical proof.
  3. Appeals Council Review: If the ALJ decision is unfavorable, the Appeals Council can review it for legal or procedural errors.
  4. Federal Court: As a final step, you can file a lawsuit in federal district court.

Many claimants win approval during the ALJ hearing stage, where judges take a closer look at your medical evidence and credibility.

How Legal Representation Can Change the Outcome

Having a lawyer who understands disability law can significantly improve your chances of success. We handle communication with the SSA, gather medical records, and prepare you for hearings. When representing you before an Administrative Law Judge, we will:

  • Clarify the medical and vocational evidence that supports your disability claim
  • Question witnesses or vocational experts who testify
  • Ensure that procedural errors do not harm your case
  • Present legal arguments in line with SSA standards and case law

Legal representation also helps you meet deadlines and avoid common mistakes that cause delays or denials.

What to Expect at a Disability Hearing

The disability hearing is less formal than a courtroom trial but still follows structured procedures. You, your attorney, and the judge attend, often with a vocational expert who evaluates your ability to work. The judge may ask about your medical condition, work history, and daily limitations. This is your chance to tell your story and explain how your disability affects your life.

We prepare you thoroughly so you can answer confidently and clearly. With well-organized evidence and strong testimony, your case stands a far better chance of approval.

Get Help After an SSDI Denial

An SSDI denial is frustrating, but it’s not final. Many people who keep pursuing their claims ultimately receive the benefits they deserve. Our legal team will guide you through each step, strengthen your evidence, and represent you in hearings or appeals.

If your SSDI claim was denied, contact Stanfield Bechtel Law today for a free consultation. We’ll help you understand your options and build a stronger case for approval.

FAQ

How long does the SSDI appeal process take?

It can take several months to more than a year, depending on how far your case progresses. The ALJ hearing stage often takes the longest but also offers the best chance of success.

Can I reapply instead of appealing?

You can, but appealing is usually better because it preserves your original filing date, which affects potential back pay.

What happens if my appeal is approved?

If your appeal is successful, you may receive monthly disability payments and back pay for the period between your original application date and the approval date.

About the Author
Jonathan believes the client should always come first, and aims to deliver a positive experience to exceed client expectations.